Cauzaldo Reserve — dashboard showing enterprise treasury predictive analytics
Treasury management with artificial intelligence

Put your idle liquidity to work without exposing the capital your company needs

Cauzaldo Reserve analyzes your company's cash surplus in real time and applies an automated stop-loss system that limits the maximum loss allowed on each position, before the model decides any allocation.

Optimize Treasury See how it works

Diseñado para tesorerías de pymes en España. It does not manage payroll or current payment obligations.

24/7
Continuous monitoring
1
Umbral de stop-loss por activo
<1s
Latencia de reevaluación
The cost of inaction

Immobile cash loses purchasing power even if the account does not move

When a company holds reserves in low-yielding accounts, the nominal balance remains stable, but its purchasing power erodes with inflation. This opportunity cost rarely appears in monthly treasury reports because it is not an accounting loss, but rather a real value loss that silently accumulates.

Traditional surplus management is typically reviewed in quarterly or monthly committees. In markets that change regimes in a matter of hours, that pace of revision leaves the firm reacting late to moves that have already occurred, rather than adjusting exposure as they occur.

~90 days

It is the usual treasury review cycle in an SME with manual management, compared to the continuous reevaluation applied by an automated system.

Por qué la volatilidad no es el único riesgo

The real risk is not just the fall of an asset, but the absence of a mechanism that limits how much it can fall before anyone notices. Without a predefined exit rule, correction decisions depend on human judgment at the moment of greatest pressure, which is precisely when action is most likely to be postponed.

Decision engine

Predictive models combined with automated risk mitigation

The system does not seek to anticipate the market with absolute certainty. It processes volumes of historical and real-time data to estimate probabilities and act within predefined limits.

Predictive modeling

Estimación de escenarios, no certezas

The engine processes time series of prices, volume and volatility to generate probability distributions on the expected behavior of each eligible asset, updating them as new data arrives.

Smart stop-loss

Un límite de pérdida fijado antes de invertir

Each position incorporates an exit threshold calculated according to the recent volatility of the asset. If the price reaches it, the position is liquidated without waiting for manual confirmation, limiting the maximum loss of that tranche of capital.

Real time analysis

Reevaluación continua, no revisiones puntuales

The system constantly recalculates exposure and risk, instead of waiting for a month-end. This allows positions to be reduced when conditions deteriorate, without relying on a fixed review schedule.

Methodology

From raw data to an executed decision, in three verifiable phases

Each phase has a different function and its own checkpoint, so that the entire process can be audited step by step.

01

Data ingestion

The system collects market prices, macroeconomic indicators and liquidity data from the company itself, normalizing them into a common format before any analysis.

02

Pattern recognition

The models identify correlations and volatility regimes in the ingested data, and propose a capital allocation consistent with the risk profile configured by the company.

03

Strategic execution

The proposed allocation is executed together with its corresponding stop-loss threshold, which acts as a final security layer and independent of the discretionary judgment at the time of the trade.

Control panel

A data-dense, organized interface for quick decisions

The panel prioritizes the indicators that directly affect the company's exposure: the maximum tolerated drawdown, the capital efficiency achieved and the current status of each open position. There are no decorative elements that distract from reading figures.

Numerical values ​​are presented with tabular alignment to facilitate visual comparison between rows, following the same criteria as a bank statement or professional risk report.

Portfolio Summary Continuously updated
ActiveExhibitionStop-lossResult
Short-term fixed income32%-2.0%+0.8%
monetary funds41%-1.0%+0.4%
Reserve currencies15%-3.5%-0.6%
Available liquidity12%—0.0%
-1.2%
Maximum drawdown
87%
Capital efficiency
0.43
Risk KPI
Cauzaldo Reserve — team reviewing risk models in data analytics environment
Design criteria

A system designed to be understood, not just used

Each decision made by the model is recorded with the input data that originated it. This allows the company's financial managers to review why a specific operation was executed, instead of accepting a recommendation without visible justification.

The goal is not to replace the judgment of the financial team, but rather to provide a layer of constant analysis that would be difficult to maintain manually 24 hours a day.

Frequently asked questions

Resolution of technical doubts before deciding

How is my company's financial data protected?

Treasury data is encrypted in transit and at rest, and segregated by customer within the analytics infrastructure. The support team does not have operational access to banking credentials; The system operates through read-only or authorized-execute integrations, depending on the level the company configures.

How quickly can I withdraw the allocated liquidity?

The assets used are selected for their level of liquidity, so that a withdrawal order is processed within the usual settlement times of the corresponding instrument, which usually range from the same session to a maximum of a few business days. The system does not tie up capital in long-term settlement products without the company having expressly authorized it.

How does AI fit into the risk profile of my business?

Before starting management, the company defines a loss tolerance level and a liquidity availability horizon. These parameters determine the stop-loss threshold and the range of eligible assets; The model always operates within these limits and does not modify them on its own initiative.

Next step

Start protecting and growing your capital today

The initial configuration consists of defining the risk profile of your company and the liquidity availability horizon. From there, the system takes care of continuous analysis.

Optimize Treasury Know the complete methodology